PROVIDED BY ROCK SOLID FUNDING
Most frequent questions and answers
- Once an application is received, Rock Solid Funding will review the borrower’s information, pull his and/or her credit report, and then contact you to discuss the approval process and to verify that all information is correct.
- Good credit borrowers can expect a pre-approval within 30 minutes, while sub-prime customers may take considerably longer, depending on the stipulations required.
- Do note that two years prior established installment history and some debt to income requirements may be required to qualify for approval. A co-signer may also be required.
- The rate and term for each loan will vary from borrower to borrower, so it is difficult to quote a standard rate. Rates can range anywhere from 5% to 19.95%. The terms, depending on credit history and loan amount, range from 12 months to 180 months.